{"id":26356,"date":"2025-08-27T16:10:17","date_gmt":"2025-08-27T20:10:17","guid":{"rendered":"https:\/\/www.segic.ca\/?p=26356"},"modified":"2026-02-17T11:22:06","modified_gmt":"2026-02-17T15:22:06","slug":"the-strategic-role-of-group-benefits-programs-for-employers-meeting-the-needs-of-canadian-organizations","status":"publish","type":"post","link":"https:\/\/www.segic.ca\/en\/the-strategic-role-of-group-benefits-programs-for-employers-meeting-the-needs-of-canadian-organizations\/","title":{"rendered":"The Strategic Role of Group Benefits Programs for Employers: Meeting the Needs of Canadian Organizations"},"content":{"rendered":"<style>\narticle > .attachment-large.size-large.wp-post-image {\ndisplay: none;\n}<\/p>\n<p>a.segic-button {\n    display: inline-block;\n    background-color: #F8981D;\n    color: #fff !important;\n    padding: 10px 25px;\n    border-radius: 25px;\n    font-weight: 600;\n    text-decoration: none;\n    transition: background-color 0.3s ease;\n  }\n  .segic-button:hover {\n    background-color: #d87800;\n  }\n  .segic-button {\n    background-color: #FBB040;\n    padding: 10px 20px;\n    font-weight: 500;\n    color: #fff !important;\n    border-radius: 25px;\n  }\n  .segic-button:hover {\n  background-color: #59585C;\n  color: #fff; \/* Force le texte en blanc au hover *\/\n}\n  .section-container {\n    padding: 0;\n    margin: 0 auto;\n    max-width: 1140px;\n    font-family: 'Roboto', sans-serif;\n    line-height: 1.6;\n    color: #333;\n  }\n  h1, h2, h3 {\n    color: #fbb040;\n  }<\/p>\n<p>  h1 {\n    font-size: 2.5em;\n    margin-bottom: 0.5em;\n  }\n  h2 {\n    font-size: 1.8em;\n    margin-top: 1.5em;\n  }\n  h3 {\n    font-size: 1.3em;\n    margin-top: 1em;\n    text-align: left;\n    margin-left: 0;\n  }\n  p, ul li {\n    font-size: 1.05em;\n  }\n  .highlight-boxes {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 20px;\n    margin-top: 20px;\n    text-align: left;\n  }\n  .highlight-box {\n    flex: 1;\n    min-width: 250px;\n    background-color: #FEF8EF;\n    padding: 25px;\n    border-radius: 12px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.06);\n    transition: transform 0.2s ease, box-shadow 0.2s ease;\n  }\n  .highlight-box:hover {\n    transform: translateY(-5px);\n    box-shadow: 0 8px 20px rgba(0,0,0,0.12);\n  }\n  \/* Ic\u00f4nes au-dessus des titres pour Section 3 *\/\n  .highlight-box .icon {\n    width: 40px;\n    height: 40px;\n    display: block;\n    margin-bottom: 10px;\n    margin-left: 0;\n  }\n  \/* Nouveau style pour intro d\u00e9coup\u00e9e *\/\n  .intro-text {\n    margin-bottom: 40px;\n  }\n  .intro-text p {\n    margin-bottom: 1.2em;\n  }\n  a {\n    color: #fbb040;\n    text-decoration: none;\n  }\n  a:hover {\n    text-decoration: underline;\n  }\n\/* Ic\u00f4nes dans les blocs de la section 2 *\/\n.section-container h2:nth-of-type(2) + .highlight-boxes .highlight-box .icon {\n  width: 36px;\n  height: 36px;\n  margin-bottom: 10px;\n}\n.constat-box {\n  margin-top: 40px;\n  padding: 40px;\n  background-color: #F9F4E9;\n  border-left: 4px solid #fbb040;\n  font-size: 1.2em;\n  font-weight: 600;\n  border-radius: 8px;\n}<\/p>\n<p>h2.section-title {\n  color: #000 !important;\n}<\/p>\n<p>.highlight-box {\n  border-radius: 12px;\n  box-shadow: 0 4px 12px rgba(0,0,0,0.06);\n  background-color: #FEF8EF;\n  overflow: hidden;\n  padding: 0;\n  display: flex;\n  flex-direction: column;\n}<\/p>\n<p>.highlight-banner-img {\n  width: 100%;\n  height: auto;\n  display: block;\n  object-fit: cover;\n  border-radius: 12px 12px 0 0;\n}<\/p>\n<p>.highlight-content {\n  padding: 25px;\n}<\/p>\n<p>.full-width-box {\n  grid-column: 1 \/ -1;\n}<\/p>\n<p>.highlight-boxes {\n  display: grid;\n  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\n  margin-top: 0;\n}<\/p>\n<p>.highlight-box {\n  background-color: #FEF8EF;\n  padding: 25px;\n  border-radius: 12px;\n  box-shadow: 0 4px 12px rgba(0,0,0,0.06);\n  margin: 0;\n}<\/p>\n<p>.intro-text {\n  margin-bottom: 20px; \/* au lieu de 40px actuellement *\/\n}<\/p>\n<\/style>\n<p><!-- Hero Image inchang\u00e9e --><br \/>\n<img decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/vignette_Le-role-strategique-des-programmes-collectifs.jpg\"\n     alt=\"Le r\u00f4le strat\u00e9giue\"\n     style=\"width:100%;height:auto;display:block;\" \/><\/p>\n<p>In a climate of increasing economic pressure and an ongoing talent war, SMB leaders must rethink their employee benefits strategies. A well-structured group benefits program\u2014enhanced with Segic\u2019s platform and voluntary benefits\u2014can become a powerful strategic lever.<\/p>\n<\/div>\n<div class=\"section-container\">\n<h2>Current Challenges for Canadian SMBs: Costs, Retention, and Well-being<\/h2>\n<div class=\"highlight-boxes\" style=\"text-align: left;\">\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente.png\" alt=\"\" width=\"80\" height=\"80\" class=\"alignnone size-full wp-image-25490\" style=\"display:none;\" srcset=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente.png 282w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-150x150.png 150w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-200x200.png 200w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-50x50.png 50w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-250x250.png 250w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-180x180.png 180w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Integration_transparente-80x80.png 80w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/><\/p>\n<p>In 2025, 76% of SMB leaders cite rising costs as their primary challenge, followed by staffing issues (40%) and increasing payroll expenses (45%)\u202f(<a href=\"https:\/\/www.wealthprofessional.ca\/\" target=\"_blank\" rel=\"noopener\">Wealth Professional<\/a>)<br \/>\n.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee.png\" alt=\"\" width=\"80\" height=\"80\" class=\"alignnone size-full wp-image-25492\" style=\"display:none;\" srcset=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee.png 282w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-150x150.png 150w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-200x200.png 200w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-50x50.png 50w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-250x250.png 250w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-180x180.png 180w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Administration_centralisee-80x80.png 80w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/><\/p>\n<p>According to a June 2025 WTW survey, 73% of organizations view rising benefits costs as the most important factor in their strategy\u2014compared to just 40% in 2023 (WTW).<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs.png\" alt=\"\" width=\"80\" height=\"80\" class=\"alignnone size-full wp-image-25494\" style=\"display:none;\" srcset=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs.png 282w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-150x150.png 150w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-200x200.png 200w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-50x50.png 50w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-250x250.png 250w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-180x180.png 180w, https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Gestion_facilitee_des_effectifs-80x80.png 80w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/><\/p>\n<p>Faced with these pressures, employers are shifting toward more targeted, value-added spending.<\/p>\n<\/p><\/div>\n<h2>Employer Needs and Expectations for Benefits Programs<\/h2>\n<div class=\"stacked-stats\">\n<div class=\"stacked-card\">\n<h3>Nearly 98%<\/h3>\n<p>Of employers provide health coverage (prescriptions, paramedical care, dental, etc.) to full-time employees, and 50% do so for part-time staff (WTW)<\/p>\n<p>    <a href=\"https:\/\/www.wtwco.com\/en-ca\/news\/2025\/06\/amid-cost-pressures-canadian-employers-are-shifting-their-benefit-strategy-wtw-survey-finds?utm_source=chatgpt.com\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<div class=\"stacked-card\">\n<h3>46%<\/h3>\n<p>Of organizations include virtual health services (physical and\/or mental), reflecting a strong trend toward digital flexibility (The Conference Board of Canada).<\/p>\n<p><a href=\"https:\/\/www.conferenceboard.ca\/wp-content\/uploads\/2022\/10\/benefits-benchmarking_employer-sponsored-benefits_october2023.pdf?utm_source=chatgpt.com\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<div class=\"stacked-card\">\n<h3>The share of employers offering flexible or \u201ccore-plus\u201d plans<\/h3>\n<p>Increased from 30% in 2019 to 39.5% in 2023 (The Conference Board of Canada).<\/p>\n<p>    <a href=\" https:\/\/www.conferenceboard.ca\/wp-content\/uploads\/2022\/10\/benefits-benchmarking_employer-sponsored-benefits_october2023.pdf?utm_source=chatgpt.com\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<\/div>\n<h2>Persistent Employee Dissatisfaction with Traditional Plans<\/h2>\n<div class=\"stacked-stats\">\n<div class=\"stacked-card\">\n<h3>Fewer than half of employees (45%)<\/h3>\n<p>Say they are satisfied with their current group benefits plan (Benefits Canada).<\/p>\n<p>    <a href=\"https:\/\/www.benefitscanada.com\/benefits\/health-wellness\/only-45-of-canadian-employees-satisfied-with-employers-benefits-plan-survey\/?utm_source=chatgpt.com\" \\o \"Only 45% of Canadian employees satisfied with employer\u2019s benefits plan ...\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<div class=\"stacked-card\">\n<h3>75%<\/h3>\n<p>Of workers believe strong mental health support is essential, and 57% say they would be negatively impacted if those services were reduced (Benefits Canada).<\/p>\n<p><a href=\"https:\/\/www.conferenceboard.ca\/wp-content\/uploads\/2022\/10\/benefits-benchmarking_employer-sponsored-benefits_october2023.pdf?utm_source=chatgpt.com\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<\/div>\n<h2>The Growing Opportunity of Voluntary Benefits<\/h2>\n<div class=\"stacked-stats\">\n<div class=\"stacked-card\">\n<h3>Currently, only 48%<\/h3>\n<p>Of Canadian employers offer voluntary benefits, but the market is growing by 4\u20136% annually (Segic).<\/p>\n<p>    <a href=\"https:\/\/www.segic.ca\/en\/voluntary-benefits-in-canada-a-must-have-in-the-benefits-market\/?utm_source=chatgpt.com\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<div class=\"stacked-card\">\n<h3>While 93% of employees<\/h3>\n<p>Recognize the impact of benefits on their satisfaction, only 2% actively request them (Environics Research). Many are willing to spend CAD 15\u201350 per month on supplementary coverage if it is easily accessible through work (Environics Research).<\/p>\n<p><a href=\"https:\/\/environics.ca\/insights\/news\/survey-highlights-gaps-in-access-to-voluntary-insurance-benefits-in-canada\/?utm_source=chatgpt.com\" \\o \"Gaps in access to voluntary insurance benefits in Canada\" target=\"_blank\" class=\"segic-button\">Learn More<\/a>\n  <\/div>\n<\/div>\n<style>\n  .stacked-stats {\n    display: flex;\n    flex-direction: column;\n    gap: 20px;\n    background-color: #FEF8EF;\n    padding: 30px;\n    border-radius: 12px;\n    margin-bottom: 40px;\n  }\n  .stacked-card {\n    background-color: #fff;\n    border-left: 6px solid #FBB040;\n    padding: 20px 25px;\n    border-radius: 8px;\n    box-shadow: 0 4px 10px rgba(0,0,0,0.05);\n  }\n  .stacked-card h3 {\n    margin-top: 0;\n    color: #000000;\n  }<\/p>\n<\/style>\n<p>  <!-- Section 2 --><\/p>\n<h2 style=\"color: #fbb040; margin-top: 80px;\">How Segic Supports Employers<\/h2>\n<div class=\"highlight-boxes\">\n<div class=\"highlight-box\">\n  <img decoding=\"async\" class=\"highlight-banner-img\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/img_Plateforme_digitale_securisee.jpg?text=Image+Piste+1\" alt=\"Image strat\u00e9gique\"><\/p>\n<div class=\"highlight-content\">\n<h3>Secure, flexible, and scalable<\/h3>\n<p>Digital platform<\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"highlight-box\">\n    <img decoding=\"async\" class=\"highlight-banner-img\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/img_bloc_tpa.jpg?text=Portail+RH\" alt=\"Portail RH\"><\/p>\n<div class=\"highlight-content\">\n<h3>Outsourced administration via TPA services<\/h3>\n<p>Handling onboarding, contributions, and claims processing<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img decoding=\"async\" class=\"highlight-banner-img\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/img_Avantages_volontaires_integres.jpg?text=Bien-%C3%AAtre+financier\" alt=\"Bien-\u00eatre financier\"><\/p>\n<div class=\"highlight-content\">\n<h3>Integrated voluntary benefits<\/h3>\n<p>Employees can access optional coverage (insurance, wellness, health spending accounts, perks, and more) personalized to their needs<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<p class=\"constat-box\">\nThis model helps SMBs reduce administrative costs, increase employee engagement, and deliver a differentiated value proposition\u2014without added complexity or risk for the employer.\n<\/p>\n<section class=\"tpa-section\">\n<div class=\"tpa-row\">\n    <!-- Texte --><\/p>\n<div class=\"tpa-col\">\n<h2>Advantages of TPA Services for Plan Sponsors<\/h2>\n<p>\n       The integration of a TPA (Third-Party Administrator) service through a solution like Segic\u2019s provides concrete and strategic benefits for plan sponsors. Acting as an intermediary between insurers, brokers, and employers, the TPA centralizes and automates group plan administration while ensuring a seamless and personalized user experience.\n      <\/p>\n<\/p><\/div>\n<p>    <!-- Image --><\/p>\n<div class=\"tpa-col\">\n      <img decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/img_tpa.jpg\" alt=\"Illustration des services TPA\" \/>\n    <\/div>\n<\/p><\/div>\n<\/section>\n<style>\n.tpa-row {\n  display: flex;\n  gap: 30px;\n  align-items: center;\n  margin: 30px 0;\n}<\/p>\n<p>\/* Chaque colonne prend 50% *\/\n.tpa-col {\n  flex: 1;\n}<\/p>\n<p>.tpa-col img {\n  max-width: 100%;\n  height: auto;\n  display: block;\n  border-radius: 8px; \/* optionnel *\/\n}<\/p>\n<p>\/* Responsive mobile : empile *\/\n@media (max-width: 768px) {\n  .tpa-row {\n    flex-direction: column;\n  }\n}\n<\/style>\n<p>  <!-- Section 7 --><\/p>\n<h2 style=\"color: #fbb040; margin-top: 80px;\">Advantages of TPA Services for Plan Sponsors<\/h2>\n<div class=\"highlight-boxes\">\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_gain_de_temps.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Reduced administrative workload<\/h3>\n<p>The TPA manages onboarding, premiums, and claims, freeing internal resources.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_securisation_des_echanges.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Secure document exchange<\/h3>\n<p>Confidential transfers in compliance with privacy regulations.\n<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_experience_unifiee.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Unified experience<\/h3>\n<p>Integrated portal providing visibility into coverage and services for both employees and stakeholders.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_outils_de_simulation.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Simulation and tracking tools<\/h3>\n<p>Premium simulations and cost\/usage analytics for proactive plan management.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_une_seule_facture_consolidee.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Single consolidated invoice<\/h3>\n<p>Regardless of the number of providers, one centralized invoice for all benefits.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_automatisation_fiche_de_paie.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Automated payroll files<\/h3>\n<p>Payroll-ready files with deductions and taxable benefits, compatible with major payroll systems.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_voute_documentaire.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Secure document vault<\/h3>\n<p>Privacy-compliant storage under Law 25 requirements.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_point_dentree_unique.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Single point of entry for changes<\/h3>\n<p>Streamlined HR updates for enrollments, suspensions, and withdrawals.<\/p>\n<\/p><\/div>\n<\/div>\n<p style=\"margin-top: 50px; font-size: 1.2em; font-weight: 600; background-color: #F9F4E9; padding: 20px; border-left: 4px solid #fbb040; border-radius: 8px;\">\n  This approach enables proactive, agile management and strengthens talent retention by making benefits programs clearer, more complete, and more valued.\n<\/p>\n<p>  <!-- Section Recommandations pour les preneurs --><\/p>\n<h2 style=\"color: #fbb040; margin-top: 80px;\">Recommendations for Plan Sponsors<\/h2>\n<div class=\"highlight-boxes\">\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_Adoptez_une_offre_sante_modulable-1.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Adopt a modular health offering<\/h3>\n<p>Essential coverage + voluntary catalog.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_services_digitaux.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Embrace digital services<\/h3>\n<p>User portal, mobile health integration, alerts, accessibility training.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_donnees_analytiques.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Use Segic\u2019s analytics<\/h3>\n<p>To adjust annually based on usage, needs, and preferences.<\/p>\n<\/p><\/div>\n<div class=\"highlight-box\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.segic.ca\/wp-content\/uploads\/icon_communication.png\" width=\"80\" height=\"80\" \/><\/p>\n<h3>Communicate regularly<\/h3>\n<p>onboarding, annual reminders, virtual sessions to maximize participation.<\/p>\n<\/p><\/div>\n<\/div>\n<p>  <!-- Section 4 --><\/p>\n<div style=\"background-color: #FFF3CC; padding: 40px 20px 40px 20px; border-radius: 16px; text-align: center; margin: 40px 0;\">\n<h2 style=\"text-align: center; margin-top: 0; margin-bottom: 20px;\">In Summary<\/h2>\n<p>For SMB employers, offering a flexible, well-administered group benefits plan enriched with voluntary options is a key differentiator in tackling recruitment, retention, and satisfaction challenges.<br \/>\nWith Segic, you combine digital efficiency, cost reduction, and an enriched value proposition\u2014perfectly aligned with Canadian market expectations in 2025.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In a climate of increasing economic pressure and an ongoing talent war, SMB leaders must rethink their employee benefits strategies. A well-structured group benefits program\u2014enhanced with Segic\u2019s platform and voluntary benefits\u2014can become a powerful strategic lever. Current Challenges for Canadian SMBs: Costs, Retention, and Well-being In 2025, 76% of SMB leaders cite rising costs as [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/www.segic.ca\/en\/the-strategic-role-of-group-benefits-programs-for-employers-meeting-the-needs-of-canadian-organizations\/\">Read More<\/a><\/p>\n","protected":false},"author":2,"featured_media":26472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[183],"tags":[],"class_list":["post-26356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-segic-blogs"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/posts\/26356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/comments?post=26356"}],"version-history":[{"count":2,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/posts\/26356\/revisions"}],"predecessor-version":[{"id":26825,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/posts\/26356\/revisions\/26825"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/media\/26472"}],"wp:attachment":[{"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/media?parent=26356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/categories?post=26356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.segic.ca\/en\/wp-json\/wp\/v2\/tags?post=26356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}